1. Helps raise awareness about overspending on credit cards. 2. Provides valuable warning signs to look out for.
3. Encourages responsibility and financial mindfulness.
1. May cause anxiety or stress for individuals who realize they are overspending.
2. Does not provide specific solutions or guidance on how to address overspending. 3. Might perpetuate negative feelings or guilt surrounding credit card usage.
Struggling to make payments or only paying the minimum? It’s possible you’re overspending on your credit card.